RV tow calculator: payload, hitch load and combined weight
Use this tool to compare stated trailer loading and tongue or pin assumptions with tow-vehicle payload, GVWR and tow rating. Enter GCWR to add a combined-weight check, and a measured loaded hitch weight to replace the percentage estimate. No result certifies a towing combination safe or legal.
A percentage is a planning range, not a measurement
Ford’s towing guidance describes 10–15% for conventional trailers and 15–25% for fifth-wheel/gooseneck loading while retaining vehicle and hitch limits. The calculator uses those bands against trailer GVWR when no measurement is entered. Follow the exact vehicle and trailer instructions for an actual match.
GVWR is a rated upper bound, not proof the trailer currently weighs that amount. A high-end estimate above payload calls for a different loading case or actual measurements; it does not establish that every lighter loading exceeds the limit. A low-end pass also does not prove the real hitch load is that low.
Include people, gear and hardware once
Assume 1450 lb payload, two 160-lb adults, 300 lb gear, 80 lb hitch hardware and 7600 lb trailerGVWR. At 15% assumed tongue load, the hitch load is 1140 lb and payload use is 1840 lb: 390 lb over the entered allowance.
This is a hypothetical arithmetic case, not a manufacturer specification. Use a starting vehicle weight that excludes those separately added items. Do not add the same hardware or people again if the starting scale ticket already includes them.
Combined weight must not count tongue load twice
The combined estimate adds the tow vehicle before trailer load, its separate occupants/gear/hardware, and the complete trailer. Tongue weight is part of that complete trailer; adding it again overstates the combination. Without a GCWR input, the tool explicitly leaves that check undone.
A weight-distributing hitch changes forces among axles and requires scale verification; it does not raise manufacturer ratings. This simplified estimate does not solve those forces or check receiver, ball, coupler, axle, tire or braking limits.
FMVSS110 provides placard requirements for applicable vehicles; use your exact labels and documentation. Script calculation stays on the device; fallback submits inputs to this site. Continue with weigh an RV on travel-ready scale passes before treating estimates as measurements.